Credits & Pricing

FundOS uses a prepaid credit system. Credits are consumed per tool call. No monthly minimums. No seat fees. Pay for what you use.

Credit tiers

Every tool belongs to one tier. The tier determines the base cost per call.

Tier	Cost	What it covers
read fast	1 credit	Single-table reads — list deals, list LPs, get pipeline, etc.
read multi	2 credits	Cross-table reads — agent context briefing (spans multiple models)
read compute	5 credits	Compute-heavy reads — pricer, waterfall, covenant check
write	10 credits	Writes that create or mutate records (produce human-approval actions)
ai light	25 credits	Gemini AI calls — VDR analysis, ODD generation, tool catalogue
ai heavy	50 credits	Long-form AI generation — CIM / investment memo drafting

Custom pricing: Enterprise clients can configure per-tool overrides and per-client multipliers at /superadmin/pricing/. Contact billing@kela.com to discuss volume pricing.

Credit bundles

Bundle	Credits	Price	Per 1,000 cr
Starter	1,000	$10	$10.00
Growth	5,000	$40	$8.00
Professional	15,000	$100	$6.67
Enterprise	50,000	$300	$6.00

Buy credits at: kela.com/billing

Check your balance

curl https://kela.com/api/v1/usage \
  -H "Authorization: Bearer $TOKEN"

Response:

{
  "credit_balance": 4250,
  "spent_today": 47,
  "spent_this_month": 312,
  "top_tools": [
    {"tool": "fundos_get_agent_context", "calls": 18, "credits": 36},
    {"tool": "fundos_list_deals",        "calls": 31, "credits": 31},
    {"tool": "fundos_vdr_analyze",       "calls": 4,  "credits": 100}
  ]
}

New client credits

Every new OAuth client starts with 1,000 free credits. No credit card required to get started. Credits are granted at client registration and visible immediately in /api/v1/usage.

Human sessions

Credits are only consumed by OAuth token requests — agents and developers calling the API. Human browser sessions using the FundOS UI are not charged credits. They are covered by the subscription plan.

Low-balance webhooks

Register a webhook endpoint and subscribe to credit.low and credit.exhausted events to get proactive alerts before your agent is rate-limited. See the Webhooks page.

Usage traces

Every credit movement is recorded in the credit ledger with the tool name, cost, org, and client. Admins can view per-agent spend breakdowns at /admin/usage-traces.